First Time Home Buyer

Jan. 11, 2020

Hiring a Buyers Agent

Buyers Agent

Buying a Home

If you are Buying your next home, a new home or your first home it is important to have a Buyer's Agent. An agent who represents your interests. Anytime you are Buying or Selling real estate it's always important to know who represents who. If ...

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Jan. 10, 2020

House Hunting Etiquette

Do's and Don't for Home

House Hunting Etiquette 

When preparing to purchase a home there are steps to do before staring your journey. The very first step is to get pre-approved for a home loan. This can give you an idea of your budget, how much you are able to spend for a home. Another is ...

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Jan. 8, 2020

Five Steps To Finding Your Next Home

 

Finding Your Nest Home

Five Steps to Fining your Next Home

Buying a home can be a stressful process. If it's your first home or your next, there are so many things to consider before making the big step. 

Hire Real Estate Agent

When searching for a real estate agent it ...

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Jan. 4, 2020

How Interest Rates Effect Monthly Payment

Monthly Payment

How Interest Rates Can Effect Your Monthly Mortgage Payment

Ran a quick scenario on how one percentage point can effect your monthly mortgage payment. Using Texas Lending Mortgage Calculator I plugged a some very basic numbers for a 30 year fixed mortgage. The numbers used in a mortgage calculator was ...

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Jan. 3, 2020

Home Sweet Texas Program

Home Sweet Texas

Stop Renting and Purchase a Home with help from TSAHC

Home Sweet Texas, program of the Texas State Affordable Housing Corporation or TSAHC, offers two types of assistance to help purchase a home. 

Fixed Rate Loans with Down Payment Assistance (DPA)

  • Several Rate, Loan and DPA options available
  • DPA can ...
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Jan. 1, 2020

Who Pays the Buyer's Agent Commission

Buyers Agent Commission

Who Works for Who

Buying a home can be a long and arduous process from the first time meeting with your Real Estate Agent to getting the keys to your new home. Knowing which Real Estate Agent works for who is important. With few exceptions the Listing Agent a home works ...

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Jan. 1, 2020

Texas Property Taxes 101

Property Taxes 101

Property Tax Basics

The taxation of real property in Texas is controlled by the Texas Constitution and Texas Tax Code. Property taxes are based on the assessed value of the property and referred to as "ad valorem taxes". Every year on January 1 a tax lien is automatically attached to ...

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Dec. 31, 2019

New Construction - Buyers Agent

New Construction

New Construction

When you are hunting or your first or next home sometimes new construction has a special attraction. With the new home comes new appliances, warranty's and no one has ever lived in it. Visiting a model home the Onsite Sales Person or Builders Agent is eager to ...

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Dec. 25, 2019

Home Loans 101

Home Loans

Home Loans 101

The first step to becoming a homeowner for most of us is getting Pre-Approved for a home loan. In the pasted credit standards were somewhat relaxed, but since the housing crisis they have became more stringent. In today mortgage world the Buyer must meet some minimum standards ...

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Dec. 23, 2019

HOA Pro's and Con's

Home Owners Association HOA

What is A Home Owner's Association

A Home Owners Association or HOA is founded by the real estate developer to manage a community. They have the authority to enforce covenants, restrictions and conditions and manage the common areas of the development. 

Buying a home that is in a ...

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